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Free calculators that answer one question in seconds, and guides that go deeper — no account needed. When you want the numbers to update themselves, that's what Guaca is for.

Free calculators

Net worth calculator

Add your cash, investments, real estate, vehicles and debts — get your net worth instantly.

Retirement calculator for Colombia

How much you need to retire in Colombia, with inflation and COP/USD in mind.

Retirement calculator for the USA

The 4% rule on your numbers: target capital, projection and the gap to close.

CDT calculator

Gross interest, withholding tax and what actually lands at maturity.

FIRE calculator

Your FIRE number and the year you hit it — with contributions vs growth, charted.

Compound interest calculator

Savings goal calculator

Coast FIRE calculator

4x1000 calculator

Colombia's transaction tax explained: what each transfer costs and the exemption.

Guides

How to calculate your net worth

The formula, a worked example, and the mistakes that skew your number.

Track your net worth in Colombia

COP + USD, the 4x1000, CDTs and fiducias: how to see your real total in Colombia.

IBKR portfolio tracker

Put your Interactive Brokers positions inside your full net worth, auto-synced.

Crypto net worth tracker

BTC, ETH and SOL from Binance or your wallets, next to everything else you own.

ChatGPT & Claude integration

Ask ChatGPT or Claude about your real finances — securely connected through MCP.

Mint alternative

Kubera alternative

Money Pro alternative

¿Prefieres español? Mira las herramientas y guías en español.

Track this automatically with Guaca

Guaca keeps your net worth, budgets and every currency up to date on iPhone, iPad, Mac and the web — no spreadsheets.

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